Don’t miss out on your chance to save money on your monthly mortgage repayments

Dear Member,

Your mortgage deal is due to come to an end but the good news is that as an existing customer we can give you access to exclusive mortgage deals, to say thank you for your loyalty. By switching to one of these deals you could save money on your monthly repayments and can be done in three simple steps.
 

Getting a new deal with us takes three easy steps

1. Select the product or products that you are interested in from our range of exclusive deals. You will be given the option to pay or add any associated product fees to the loan.
2. When you're ready click the "Submit" button.
3. We will send you your personalised illustration or ESIS containing all the specific information. If you are happy once you've reviewed these you will be able to complete the mortgage product switch online.


Please allow up to 10 working days upon acceptance of your ESIS for us to process your product switch. This will help us to ensure payments are updated before your maturity and payment dates.


Execution Only
This mortgage process is an execution only basis (where no advice will be provided by Nottingham Building Society). This means you will not benefit from the same level of protection as a customer who has received advice on the suitability of the product switch (which may include the right to refer to the Financial Ombudsman Service).


However we will be more than happy to talk to you if you feel that you need help with your options. Similarly, if your details have changed, there has been a significant change to your circumstances or you would like to review elements of your mortgage then please call us.


Our mortgage team is available Monday to Friday, between 9:00am - 5:00pm, on 0344 481 1231.


Important Information

This service is supported on the below website browser versions. Please check your browser settings if you are unsure what version you are currently using. If you are not using a supported browser, your application may appear to be submitted, however, it will not be received and therefore will not be processed. Please contact our mortgage team if you require any support.
 

  • Google Chrome 106.1 and later
  • Microsoft Edge 106.1 and later
  • Apple Safari IOS 15.7.1 and later
  • Mozilla Firefox 106.1 and later

 Your exclusive mortgage deals

Product Description Initial Rate Product Fees* Product Code Overall cost for comparison (APRC**) Rate once your deal ends*** Early Repayment Charges
2 year fixed until 30/06/20274.62%£999MF132F6.37%6.60% (VMR less 1.50%)Descending. 2% 1st year 1% 2nd year
2 year fixed until 30/06/20274.92%£0MF132G6.27%6.60% (VMR less 1.50%)Descending. 2% 1st year 1% 2nd year
3 year fixed until 30/06/20284.62%£999MF132P6.11%6.60% (VMR less 1.50%)Descending. 3% 1st year 2% 2nd year 1% 3rd year
5 year fixed until 30/06/20304.62%£999MF132Q5.69%6.60% (VMR less 1.50%)Descending. 5% 1st year 4% 2nd year 3% 3rd year 2% 4th year 1% 5th year
5 year fixed until 30/06/20304.79%£0MF132R5.61%6.60% (VMR less 1.50%)Descending. 5% 1st year 4% 2nd year 3% 3rd year 2% 4th year 1% 5th year
2.80% discount off the VMR for 2 years (variable)5.30%£0MD02086.39%6.60% (VMR less 1.50%)2% early repayment charge during discounted period
2.88% discount off the VMR for 5 years (variable)5.22%£0MD020B5.89%6.60% (VMR less 1.50%)2% early repayment charge during discounted period
2.31% discount off the VMR for 2 years (variable)5.79%£999MD020A6.74%6.60% (VMR less 1.50%)None

Please note that these products are subject to change and can be withdrawn at any time.

* If you choose to add a product fee to the loan amount, you should be aware that this will increase your monthly payment, the total amount that you borrow and the amount of interest that you will pay
**APRC stands for annual percentage rate charge
***Description of our rates once your deal ends

VMR Our variable mortgage rate is 8.10% VMRDSA is VMR discounted by 1.50%

Representative Example

mortgage of £90000 payable over 14 years initially on a fixed rate for 2 years at 4.92% and then reverting to our VMRDSA of 6.60% for the remaining 12 years would require 24 payments of £742 and 144 payments of £812. The total amount payable would be £134735 made up of the loan amount plus interest (£44735). The overall cost for comparison is 6.27% APRC

YOUR HOME OR THE MORTGAGED PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 Please confirm your name and contact details and make your selection


By submitting this form you acknowledge that the product switch will be completed on an execution only basis. This means you will not benefit from the same level of protection as a customer who has received advice on the suitability of the product switch (which may include the right to refer to the Financial Ombudsman Service).

Contact details provided will be used in accordance with our Privacy Policy



Nottingham Building Society, Nottingham House, 3 Fulforth Street, Nottingham NG1 3DL is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered under number 200785.
Some Buy-to-let mortgages are not regulated by the Financial Conduct Authority

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Version 2.0 11/2021